Self-employed and freelancers

Paying and planning your taxes when no employer withholds for you: quarterly set-asides, extension penalties, and registered room.

Four glass jars filled with gold coins on a windowsill, the window behind them showing the four seasons

Taxes, without the panicQuarterly Estimated Tax Calculator: What Should You Set Aside?Quarterly estimated tax calculator: what should you set aside? Safe-harbor math for freelancers, with IRS due dates and penalty traps.

Missed tax extension deadline 2026: a brass desk calendar showing October 15 with pages flipping away beside a racing golden clock, a cinematic 3D illustration of time running out on the October 15 IRS extension deadline.

Taxes, without the panicMissed Tax Extension Deadline: What It Costs in 2026Missed the October 15, 2026 tax extension deadline? The exact penalty math: $100/month failure-to-file, 0.5%/month, 7% interest, plus the fix.

Glass jars filling with gold coins as a hand drops one in, tracking TFSA, RRSP and FHSA contribution room before you contribute

Taxes, without the panicTFSA Contribution Room Calculator: Know Your Real Room for 2026TFSA contribution room calculator: find your real 2026 room, dodge the CRA's 1%-per-month penalty, and track RRSP + FHSA too.